Optical, Dental and Hearing Cover.
Help cover the cost of dental, optical and hearing check-ups and treatment.
Looking after key aspects of our everyday health – like our sight, hearing and dental needs is essential to our overall health, but the costs can quickly stack up.Our market-leading Optical, Dental and Hearing Cover combines three benefits into a single, high-value cover option. It’s designed to help your clients meet some of their most common healthcare costs, from routine check-ups and preventative care, to dental procedures and prescription glasses. Not only that, but it also contributes towards other significant needs like hearing aids and restoring appearance after a dental accident.
Key benefits for your clients.
- Simple and valuable – clients get access to high-value cover which combines three benefits into a single cover option, without the need to select multiple individual benefits.
- A unique focus on prevention - we reimburse 100% of the costs of preventative dental treatment1 and sight tests2, up to the cover limit.
- Cover for everyday costs – for common expenses such as dental procedures and prescription eye-wear, meaning it provides highly relevant cover all clients can benefit from every year.
What's included?
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Dental
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Your clients get up to £100 for preventative care each plan year, including check-ups and hygienists’ fees, as well as up to £4003 for treatments like fillings, crowns and dentures. Plus, we'll cover up to £2,500 of costs resulting from a dental accident - up to two claims per plan year.
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Hearing
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Your clients get £3003 to cover the cost of hearing tests and to contribute to new hearing aids if they get a new prescription.
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Optical
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We’ll give your clients up to £500 for an eye test, and a new pair of glasses or a year's supply of contact lenses, with our leading optical partner Vision Express. We’ll cover up to £3003 if you go through any other accredited optician.
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How Optical, Dental and Hearing Cover works. |
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| Optical - contributes towards the cost of eye tests, a new pair of prescription glasses or a year's supply of contact lenses. Available for each new prescription issued after the cover start date. | Cover amount | Vision Express: £500 per plan year |
| Any other recognised provider: £300 per plan year | ||
| Reimbursement | Vision Express: 100% | |
| Any other recognised provider: 80% | ||
| Dental - comprehensive cover for preventative, restorative and emergency treatment. Your client will need to have had a dental check up in the 15 months before their cover start date and have completed all recommended treatment. |
Cover amount | Routine: (e.g. check-ups and hygienist fees): £100 per plan year |
| Major: (e.g. fillings and crowns): £400 per plan year | ||
| Emergency: (dental accidents): £2,500 per claim, maximum two claims per plan year | ||
| Reimbursement | Routine: 100% | |
| Major: 80% | ||
| Emergency: 100% | ||
| Hearing - cover for hearing tests and a contribution to a new hearing aid. | Cover amount | £300 per plan year |
| Reimbursement | 80% | |
Which plans include access to Optical, Dental and Hearing Cover?
Your clients can choose to add Optical, Dental and Hearing Cover when they take out a new Personal Healthcare, Business Healthcare (except Vitality Essentials and Vitality at Work Business) or Corporate Healthcare (except Vitality at Work Enterprise) plan, or when they renew.Where to next?
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Core Cover
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All our plans start with Core Cover; giving your clients peace of mind with fast access to the highest quality private healthcare.
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Cover Options
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Your clients can tailor their plans by adding additional Cover Options, such as Out-patient Cover, Therapies Cover and more.
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Full Cover Promise
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Unlike with some other insurers, our Full Cover Promise means your clients won't be left out of pocket when they claim.
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Vitality GP
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Video consultations with a private GP, a 24/7 medical helpline, private prescriptions and more for your clients.
2. Up to a maximum of £500 per person, per plan year if you choose to use Vision Express
3. We pay 80% of the costs