Life insurance
It’s called ‘life’ insurance for a reason. And ours can add up to five years to your client's life[1]. Explore more of our award-winning, life giving cover.
Cover your clients with our 5-star Defaqto rated life insurance.
A unique approach to life insurance
Your clients don’t just pay out when gone. We give them all the tools they need to enjoy a happier, longer life while they’re here. Up to five years longer, actually, with our healthy living programme.[1]
The more your client does to get healthy, the more we can offer them. Your client can also reduce their premium by getting healthier too – paying a fairer price for their life insurance.
Find out how we have further enhanced and streamlined our protection proposition as part of our ongoing journey as a next generation insurer.
Explore our plans
Cover that doesn’t just protect your clients when things go wrong, it rewards them for being healthy too.
Personal Protection
Personalise our cover to suit your client’s needs.
Business Protection
Protect your client’s business needs when they need it most.
Relevant Life Plan
Giving employees peace of mind with tax-efficient cover.
Give your clients the right cover
Supporting the everyday needs of your clients with our forward-thinking life cover.
Award-winning cover
Recommend cover that rewards healthy living, delivering real value to your clients from day one.
Our best available premium
Your clients can enjoy our best available premium of up to 40% lower than standard when they add Optimiser to their plan
Reduce lapse rates
Your clients are more likely to stay with us - lapse rates are up to 39% lower for clients who engage with the Programme.1
Your Vitality support network
Over 100 UK-wide Business Consultants offering one-to-one support.
Latest campaigns and updates
Vitality: helping your clients live 5 years longer
It’s official. Vitality insurance can help you live five years longer. We’re the only insurer that can make – and back up – this claim.
New to selling life insurance?
We’re here to support and empower you with a wide range of online tools, interactive sales aids, brochures, and videos.
With our new tool, you can show your clients why Vitality is the right choice for them. Using data from our latest claims report, you can easily create a personalised document to demonstrate the power of Vitality.
Up to 40% off their premium
Offer your clients the best available premium with up to 40% lower than standard, when they add Optimiser to their plan.
Clients with Optimiser were 30% less likely to make a life insurance claim and up to 59% less likely to lapse their plan than those without Optimiser1.
Why protection needs to evolve in line with the changing needs of people today
Our Chief Operations and Growth Officer at Vitality, Greg Levine joins COVER in their studios to explore why protection needs to evolve in line with the changing needs of people today. Using data from our latest Life Claims and Benefits Report, we discuss:
- How protection insurance is evolving
- The importance of comprehensive cover
- The role prevention can play in your clients’ protection
- How advisers can benefit from the Vitality Programme?
Stay informed on the latest industry developments
Boost your CPD hours while exploring the latest research with articles, courses and events.
We're here to help
Your Business Consultant is always ready to support you.
2 VitalityLife experience analysis, rolling lapse rates between Oct 2020 - September 2021. VitalityLife Claims and Benefits Report, 2022.